Living homeless in America

I've often had conversations with friends about what to do when homeless people ask us for money on the street. I used to think that the prudent thing was to refuse money so as not to feed any alcohol or drug addiction. I felt that it better to go and buy the person a meal. Unfortunately, it often happened that I never actually had the time to go buy someone a meal.
However, my father made an interesting and true point years ago. He worked in downtown Atlanta for decades and was often approached by the homeless. He pointed out that as a Christian our responsiblity lies with doing the right thing, not with the actions of the homeless. This may be a naive view, but I would hate for my previously pragmatic ideas to keep me from acting at all.
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